- Origination Fee Control.
- Lender Diversification “not all eggs in one basket”.
- Lender Exposure Management “Relationships Providing Best Qualified Services”.
- Asset Management Plan “Match Financing with Operational Plans”.
- Unbundled Financing “Independent Credit & Pricing Program”.
- Increased Commercial Capacity.
Needs Basis Selling:
There is not the perfect commercial loan.
(non-uniform, exceptions, non-conforming, risk rating).
How the Program Works & Customer Engagement
- Pre-application and interview process (handoff).
- Preliminary financial information collected and financial spreads presented for all parties’ credit underwriting discussion and project objectives. Origination Fee understanding.
- Proposal Letter with refundable deposit less direct costs; document checklist guide to be completed by applicant including credit report releases.